Thirty years in global markets, trading currencies and macro at Morgan Stanley, Merrill Lynch and Standard Chartered, then a pioneer of SEC-registered security tokens. Founder of The Insumer Model, the company behind InsumerAPI. CEO of Skye Meta and TokenCapStack. Co-host of Old Men, New Money.
Author of Secrets and Agents: Why AI Agents Cannot Hold Secrets, and How the Blockchain Becomes the Way They Prove Anything. Book 3 of the Insumer Revolution series, after The Insumer Model and Your Equity in Your Pocket.
- InsumerAPI, wallet auth for developers and AI agents: github.com/insumerapi · insumermodel.com
- Skye Meta, which builds on InsumerAPI: github.com/skyemeta · skyemeta.com


